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Crypto tax estimate

How much tax on my crypto gain?

For Australian residents. Selling, swapping or spending crypto can create a capital gain, taxed at your marginal rate, halved if you held it for more than 12 months.

Sources checked 26 October 2026 · Free to read · No account needed

Crypto tax software

Let software do the hard part

If you made many trades, crypto tax software can import your history and produce the report for your tax return or accountant.

Koinly

Imports exchange and wallet history and produces crypto tax reports, including Australian reports.

Visit Koinly Official site

Syla

Crypto tax software made in Australia for Australian tax returns.

Visit Syla Official site

CoinTracker

Tracks your portfolio and generates crypto tax reports for several countries, including Australia.

Visit CoinTracker Official site

Listed alphabetically as options to research, not endorsements. Check pricing and features on each site.

Questions, answered.

Is crypto taxed in Australia?

Yes. The ATO treats most crypto as a capital gains tax asset. Selling it, swapping it for another coin, or using it to buy something can create a capital gain or loss.

How does the 50% CGT discount work?

If you held the crypto for more than 12 months as an individual, you can usually halve the gain after taking off capital losses. ATO: CGT discount.

Which tax rates are used?

2025–26: nil to A$18,200, 16% to A$45,000, 30% to A$135,000, 37% to A$190,000, 45% above. From 1 July 2026 the 16% rate falls to 15%. Plus the 2% Medicare levy.

Do I need records?

Yes: dates, amounts in Australian dollars, what each transaction was for and exchange records. Crypto records for Australians →

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