Buying guide
The cheapest way to buy Bitcoin in Australia
Most of the cost of buying Bitcoin is hidden in how you buy, not where. Four rules, then the published fees on each Australian route.
Sources checked 16 October 2026 · Free to read · No account needed
Four rules that save the most.
Use the order book, not instant buy
Instant-buy buttons are simple but often cost around 1%, sometimes plus a spread. The same exchange’s order book (called Markets, Pro or Exchange) is often 0.1% to 0.5%.
Fund with PayID or bank transfer
Australian dollar deposits by PayID or bank transfer are usually free. Card, Apple Pay and Google Pay purchases commonly add 2% to 4%.
Watch recurring-buy fees
Automatic weekly buys are convenient, but some exchanges charge their instant-buy rate on every one. Over a year, that adds up.
Withdraw less often
Each Bitcoin withdrawal has a network fee. Moving small amounts often can cost more than the trading fee.
Published fees on Australian routes.
Trading fee for one A$1,000 purchase at the entry rate, cheapest first. Volume discounts can lower it further.
- 1
CoinJar Exchange entry tier0.1% · ReviewA$1.00Visit CoinJar Official site - 2
CoinSpot Markets0.1% · ReviewA$1.00Visit CoinSpot Affiliate link - 3
Crypto.com Exchange taker, level 10.5% · ReviewA$5.00Visit Crypto.com Affiliate link - 4
Digital Surge standard0.5% · ReviewA$5.00Visit Digital Surge Affiliate link - 5
Independent Reserve entry tier0.5% · ReviewA$5.00Visit Independent Reserve Official site - 6
Swyftx standard0.6% · ReviewA$6.00Visit Swyftx Affiliate link - 7
BTC Markets entry tier0.85% · ReviewA$8.50Visit BTC Markets Official site - 8CoinJar app1% · ReviewA$10.00Visit CoinJar Official site
- 9CoinSpot Instant1% · ReviewA$10.00Visit CoinSpot Affiliate link
- 10
Kraken Instant1% · ReviewA$10.00Visit Kraken Affiliate link
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