At a glance
- Crypto.com Exchange, level 1
- 0.25% maker · 0.5% taker
- Crypto.com Exchange, level 5 (US$500k+)
- 0.08% maker · 0.18% taker
- AUD deposit by PayID/NPP
- No Crypto.com fee advertised
- Australian entity
- Foris DAX AU · AUSTRAC registered
Crypto.com Exchange level 1 rates (under US$10,000 30-day volume), falling with volume. App prices can include a spread, and fee-free app trades depend on limits for your tier.
What stands out
- A polished app that makes first purchases easy, plus a full order-book exchange.
- Australian entity registered with AUSTRAC and operating under related companies' AFSLs.
- Security controls such as 24-hour withdrawal locks for new addresses, and a reimbursement policy for some unauthorised transactions.
What to weigh up
- Crypto.com Exchange's entry-level taker fee of 0.5% is high compared with other large exchanges.
- App pricing can include a spread, and fee-free app trades are capped by tier.
- The reimbursement policy only applies if you had multi-factor authentication or passkeys set up at least 21 days earlier.
App vs Exchange: two price models
The Crypto.com app is the simple way to buy and sell. Crypto.com advertises zero-fee AUD deposits and near-zero trading fees up to limits that depend on your tier, but notes that other fees and spreads may apply, so the quoted price matters more than the fee line.
- The Crypto.com Exchange is a separate order book.
- Level 1 traders (under US$10,000 in 30-day spot volume) pay 0.25% maker and 0.5% taker, falling to 0.08% and 0.18% at level 5 (US$500,000 or more).
- For a notional A$1,000 market order at level 1, that's A$5 in fees.
Licences in Australia
In Australia, Crypto.com's services are provided by Foris DAX AU Pty Ltd, which is registered with AUSTRAC. For services that are financial products, it acts as a corporate authorised representative under licences held by related companies: Foris Capital AU (AFSL 533278) and Foris GFS Australia (AFSL 467462).
- These licences set obligations for the business; they don't protect you from market losses.
- Crypto.com's terms for Australia set out which entity you're dealing with for each product.
Security controls and reimbursement
Without a passkey, app withdrawals need two-factor authentication and an SMS code. You can also lock withdrawals for 24 hours after adding a new whitelisted address or changing your email, password or 2FA.
- Crypto.com's app policy can reimburse some unauthorised withdrawals caused by hacking or phishing, but only if you'd enabled multi-factor authentication or passkeys at least 21 days beforehand, among other conditions.
- Set those up as soon as you open an account.
Nodora’s take
Crypto.com's app is one of the easiest ways to start, and its Australian entity is AUSTRAC-registered with licensed related companies. The catch is pricing: app prices can include a spread, and the Exchange's entry-level taker fee is high.
Compare the app quote, the Exchange and another platform for the same amount before buying. We have not opened or funded an account as part of this review. Nodora has an affiliate relationship with Crypto.com and may earn commission if you sign up through our link; that has no effect on this review or its rating.
Crypto.com questions, answered
What is Nodora’s Crypto.com referral code?
Nodora’s Crypto.com referral code is md2pzn67z4. The signup link on this page includes it. Use it before you register, because referrals usually can’t be added afterwards.
What fees does Crypto.com charge?
On the Crypto.com Exchange, level 1 traders pay 0.25% maker and 0.5% taker, falling with volume. In the app, Crypto.com advertises low or zero trading fees up to tier limits, but prices can include a spread.
Is Crypto.com regulated in Australia?
Its Australian services are provided by Foris DAX AU Pty Ltd, which is registered with AUSTRAC and acts as an authorised representative under AFSLs held by related companies.
Can I deposit AUD to Crypto.com with PayID?
Yes. Crypto.com advertises zero-fee AUD deposits by PayID/NPP, with other fees and spreads possibly applying to trades.
Will Crypto.com refund me if my account is hacked?
Its app policy can reimburse some unauthorised withdrawals, but only if you'd set up multi-factor authentication or passkeys at least 21 days earlier and meet its other conditions.
Does Nodora earn a commission from Crypto.com?
Yes, it may. Nodora has an affiliate relationship with Crypto.com, and the signup links on this page are affiliate links. Commission plays no part in the review or its rating, and we have not verified a signup bonus for the person joining.
More on Crypto.com: fees explained · is it safe?
Sources & last check
Checked 26 October 2026. Provider material describes the provider’s own service; it is not independent verification of safety or performance.
- Crypto.com Exchange fees and limits
- Crypto.com Australia
- Crypto.com licences and registrations
- Crypto.com app and web terms (Australia)
- Crypto.com help: App policy
- Crypto.com help: Whitelisting withdrawal addresses
