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Buying guide

How to buy XRP in Australia

Six steps, the fees on each exchange, and the XRP-specific checks that protect your coins.

Sources checked 16 October 2026 · Free to read · No account needed

What is XRP?

XRP is the native coin of the XRP Ledger, a network designed for fast, cheap payments.

Live XRP price and chart

Six steps.

  1. Pick an exchange

    Most large exchanges list XRP. Check the exchange’s list of coins before you sign up. Compare fees with the fee calculator or see the best exchanges in Australia.

  2. Verify your identity

    Exchanges registered with AUSTRAC must check your ID before you can trade. Have your driver licence or passport ready.

  3. Deposit Australian dollars

    PayID and bank transfer are usually free. Card payments often cost extra.

  4. Buy XRP

    Use the exchange’s order book (sometimes called Markets or Pro) where you can: it usually costs far less than the instant-buy button, which can add a spread. Search XRP and enter the amount in dollars.

  5. Decide where to keep it

    When you send XRP to an exchange, you usually need a destination tag as well as the address. Leaving it out can mean the exchange can’t credit you. A new XRP wallet also has to hold a small minimum balance (the reserve). For larger amounts, consider a hardware wallet: see wallet security.

  6. Keep records for tax

    Selling, swapping or spending crypto can create a capital gain. Note the date and dollar value of every trade. Estimate the tax.

What it costs on each exchange.

Published trading fee for one A$1,000 purchase, cheapest first. The same rates apply to XRP as to other coins on most exchanges, but order books only cover the pairs they list. Check that XRP is available on the route you choose.

  1. 1Binance spot, regular user0.1% · ReviewA$1.00Visit Binance Official site
  2. 2Bybit spot, non-VIP0.1% · ReviewA$1.00Visit Bybit Official site
  3. 3CoinJar Exchange entry tier0.1% · ReviewA$1.00Visit CoinJar Official site
  4. 4CoinSpot Markets0.1% · ReviewA$1.00Visit CoinSpot Affiliate link
  5. 5KuCoin spot, Level 00.1% · ReviewA$1.00Visit KuCoin Official site
  6. 6OKX global taker, regular0.1% · ReviewA$1.00Visit OKX Affiliate link
  7. 7Crypto.com Exchange taker, level 10.5% · ReviewA$5.00Visit Crypto.com Affiliate link
  8. 8Digital Surge standard0.5% · ReviewA$5.00Visit Digital Surge Affiliate link
  9. 9Independent Reserve entry tier0.5% · ReviewA$5.00Visit Independent Reserve Official site
  10. 10Swyftx standard0.6% · ReviewA$6.00Visit Swyftx Affiliate link
  11. 11BTC Markets entry tier0.85% · ReviewA$8.50Visit BTC Markets Official site
  12. 12CoinJar app1% · ReviewA$10.00Visit CoinJar Official site
  13. 13CoinSpot Instant1% · ReviewA$10.00Visit CoinSpot Affiliate link
  14. 14Kraken Instant1% · ReviewA$10.00Visit Kraken Affiliate link

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